Site icon Joy Neal Kidney

Student Loan, Paid Off!

Paid off in full! 

University of Northern Iowa
Cedar Falls, Iowa 50613
Financial Aids

May 7, 1970

Mrs. Joy Kidney
Old Creamery Road
Dexter, Iowa 50070

Dear Mrs. Kidney:

In a few days, you will receive cancellation forms for your National Defense Student Loan. Our records show that you owe a balance of $900 on your loan, so if you canceled ten per cent of your loan for this past year of teaching, it will leave a balance of $710.

Seven hundred and ten dollars along with the 1969-70 cancellation year, will pay off your loan in full.

Sincerely yours,
Dean Jensen 
Director of Financial Aids
DJ/mg

Thanks to Grandma Leora’s generosity, my freshman year at the State College of Iowa was paid for. In those days, it cost about $1000 a year for tuition, board, and room. I was on my own after the first year, so I got a job in the college library and applied for a National Defense Student Loan.

I borrowed $700 my sophomore year, $700 junior year, $500 as a senior, or $1900 total. The summer before my senior year, I worked full time at the college library, so I didn’t need to borrow as much.

1970. I made several two-piece dresses from the same pattern as this one.

After graduation, the only year I taught full time was when my Favorite Guy was in Vietnam, 1969-70. I taught second grade at Van Meter, Iowa. If I remember right, my salary for the year was $6500.

Teachers could have part of their loan canceled, a certain amount for each year taught. By paying it off early, I also saved what interest would have cost.

At the bottom of the letter from UNI, I wrote “Paid $710.00 May 9, 1970 – loan paid off in full.”

 

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